Apply for SBI Credit Card Online – Check Benefits

Popular SBI Credit Cards

SimplyClick SBI Card

Highlights: Use the credit card to earn reward points and enjoy various benefits

Joining Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST

1. Offers Amazon gift card worth Rs.500 on annual fee payment. 

1. 10x Reward Points on online shopping transactions on selected merchant websites, such as Apollo24X7, BookMyShow, Cleartrip, Myntra, Swiggy, IGP, Dominos, Yatra, & Netmeds. 

1. 5x Reward Points on other online spends. 

1. Offers one reward point on all other spends per Rs.100. 

1. Online e-voucher of Cleartrip or Yatra is worth Rs.2,000 on total annual online spend of Rs.1 lakh and Rs.2 lakh, respectively. 

1. Annual fee reversed for yearly spend of Rs.1 lakh. 

1. Get a 1% fuel surcharge waiver for each transaction between Rs.500 and Rs.3000. 

1. Use your card at over 24 million outlets worldwide, including 3,25,000 in India. 

1. Get add-on cards for your parents, spouse, children, or siblings above 18 years. 

1. Withdraw cash easily from over 1 million Visa or MasterCard ATMs worldwide. 

1. Pay electricity, mobile, and other utility bills conveniently using the Easy Bill Pay facility. 

1. Offers contactless transaction for transaction amount of Rs.5000. 

1. Transfer outstanding balances from other bank credit cards at a lower interest rate and repay in EMIs.  

SimplySAVE UPI SBI Card

Highlights: Use the credit card to make UPI payments and earn reward points

Joining Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST

1. You can link your SimplySAVE UPI SBI card to any UPI app to make UPI payment and experience interest free period. 

1. Ten Reward Points for every Rs.150 spent on groceries, dining, movies, and purchases made at department stores. 

1. One Reward Point for every Rs.150 spent on other purchases. 

1. Spend at least Rs.2,000 within 60 days of card approval to receive 2,000 bonus Reward Points. 

1. 1% fuel surcharge waiver at any petrol pump for fuel transaction between Rs.500 and Rs.3000 and offers surcharge waiver of up to Rs.100 per statement cycle. 

1. Spend Rs.1 lakh or more in the previous year to avail yourself of the fee reversal on your SimplySAVE SBI Card from the second year. 

1. Family members aged 18 and above can get add-on card facility to experience benefits and rewards on the transactions.  

1. SimplySAVE SBI Card can be used across the globe at more than 24 million locations, including over 3, 25, 000 locations in India, for a global shopping experience.  

1. If you need to withdraw cash at the ATM in case of an emergency cash requirement, you can withdraw cash instantly at more than 1 million ATMs globally which are enabled for Visa and MasterCard.  

1. Purchase and pay via Flexipay to have your purchase amount converted into easy monthly instalments when you have transacted for Rs 2,500 or more and you request within 30 days of your transaction.  

1. You can transfer your outstanding credit card dues to SimplySAVE SBI Card from other banks at a lower interest rate and have them repay through EMIs.  

1. With SimplySAVE SBI Card, you can do tap-and-pay transactions using contactless technology at supported retail outlets which allows you to checkout faster.  

1. You can pay your utility bills like electricity gas, mobile, and more a well through the Easy Bill Pay feature that allows for the utility to be paid for hassle free bills every month. 

SimplyCLICK Advantage SBI Card

Highlights: Use the credit card to earn reward points and enjoy various benefits

Joining Fee: 499

Renewal Fee: Rs.499

Features and Benefits

1. Receive a Rs. 500* Amazon.in gift card upon joining 

1. Gain 10X Reward Points when you shop online with the bank’s preferred partners: BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Swiggy, IGP, Yatra, and Apollo 24x7 

1. Get 5X rewards for every additional online purchase. 

1. Offers one reward points per Rs.100 on all other expenses. 

1. Offers e-Vouchers of Cleartrip or Yatra valued at Rs.2,000 each on online spend of Rs.1 lakh and Rs.2 lakh.

1. Offers annual fee waiver from subsequent year on spending Rs.1 lakh. 

SimplySAVE Advantage SBI Card

Highlights: Use the credit card to earn reward points and enjoy various benefits

Joining Fee: 499

Renewal Fee: Rs.499

Features and Benefits

1. Get 10 Reward Points for every Rs.150 spent on groceries, department stores, dining, and entertainment. 

1. Earn 1 Reward Point for every Rs.150 spent on all other purchases. 

1. Offers 500 bonus reward points on spending Rs.1000 or more in the first 30 days. 

1. On making fuel transactions between Rs.500 to Rs.3000, the card offers a 1% fuel surcharge waiver (up to Rs.100 per statement cycle). 

1. Annula fee is waived off from second on spending Rs.1 lakh or more using the card in previous year. 

1. The SBI Card is a global credit card that is accepted at more than 24 million locations worldwide, including 3.25 lakh locations in India. 

1. The card also offers other facilities such as Flexipay, balance transfer on EMI, add-on cards, cash-on-the go, etc. 

SBI Lifestyle Credit Cards

SBI Card ELITE

Highlights: Enjoy lifestyle benefits on using this card

Joining Fee: Rs.4,999 plus taxes

Renewal Fee: Rs.4,999 plus taxes

Features and Benefits

1. Offers welcome e-gift voucher worth Rs.5000. 

1. Customers can purchase from an array of lifestyle brands, such as Pantaloons, Aditya Birla Fashion, Yatra, Hush Puppies/Bata, and Shoppers Stop. 

1. Complimentary movie tickets offered every year worth Rs.6000 and it is valid for two ticket bookings per month. The maximum discount offered is Rs.250 per ticket for two tickets only. 

1. Up to 50,000 Bonus Reward Points each year worth Rs.12,500 per year. 

1. On achieving annual spends of Rs.3 lakh and Rs.4 lakh the card offers 10,000 bonus reward points, while 15,000 bonus points offered on spending Rs.5 lakh and Rs.8 lakh. 

1. The annual fee is waived off on spending Rs.10 lakh. 

1. Earn five Reward Points on Dining, Departmental stores and Grocery spends. 

1. Offers 1% fuel surcharge waiver of maximum up to Rs.250 per statement cycle. 

1. Two Reward Points per Rs.100 spent on other expenses (except fuel). 

1. Low foreign currency mark-up charge of 1.99%. 

1. Offers two reward points per Rs.100 spent on international transaction. 

1. Offers six (per calendar year) and two (per quarter) complimentary international and domestic airport lounge access, respectively. 

1. Offers access to more than 1000 airport lounges across the globe. 

1. Offers exclusive concierge services. 

1. Complimentary air accident insurance and fraud liability coverage of Rs.1 crore and Rs.1 lakh, respectively. 

Mastercard 

1. Offers four rounds of complimentary green fees access 

1. Offers up to 50% off on golf games along with one complimentary lesson per month at selected golf courses across the country. 

American Express 

1. 25% on dining 

1. Complimentary Tablet plus membership 

Doctor’s SBI Card (In Association with IMA)

Highlight: A comprehensive credit card designed specifically to provide benefits to doctors and medical practitioners.

Joining Fee: Rs.4,999 plus taxes

Renewal Fee: Rs.4,999 plus taxes

Features and Benefits

1. The only credit card to be associated with the Indian Medical Association. 

1. Professional indemnity insurance coverage of Rs.20 lakh. 

1. 5x Reward Points on purchases made on National Doctor's Day (1 July). 

1. 5x Reward Points on medical supplies, international spends, and travel bookings. 

1. 1x reward point on every Rs.100 spent. 

1. Get a welcome gift worth Rs.1,500 from Yatra. 

1. On achieving annual spends of Rs.5 lakh, e-gift voucher worth Rs.5000 is offered from Yatra.com, Bata, or Shoppers Stop. 

1. Offers four and eight complimentary international and domestic airport lounge access per year up to a maximum of two visits per quarter. 

1. Fuel surcharge waiver of 1% for fuel transaction between Rs.500 to Rs.4000 for a maximum of Rs.250 per statement cycle. 

1. Offers Visa Privileges, such as benefits across 900 luxury hotels worldwide; 35% off on Avis Car Rentals; 15% off on Limo Luxury Airport Transfer service; 10% on Hertz Car Rental Program; and 20% discount on Airport Fastrack Immigration. 

SBI Card PULSE

Highlight: Avail this credit card to enjoy benefits to help you get fitter

Annual Fee: Rs.1,499 + GST

Renewal Fee: Rs.1,499 + GST

Features and Benefits

1. Make a Noise ColorFit Pulse 4 Pro Smart Watch, valued at Rs.7,999, upon completion of the enrollment fee.

1. Receive a complimentary one-year membership to FITPASS PRO, which is awarded annually upon card renewal. 

1. Receive a complimentary one-year Netmeds First Membership, which is awarded annually upon card renewal. 

1. Get 10 Reward Points for every Rs.100 spent on dining, movies, chemists and chemists. 

1. Earn two reward points for every rupee you spend on other purchases. 

1. Earn an E-Voucher worth Rs.1,500 upon reaching an annual retail spend of Rs.4 lakh. 

1. Offers renewal fee waiver on spending Rs.2 lakh annually. 

1. Fuel surcharge waiver of 1% on fuel transaction of Rs.500 to Rs.4000 of maximum Rs.250 per statement cycle. 

1. Avail Fraud Liability Insurance Cover of Rs.1 lakh and Air Accident Cover of Rs.50 lakh. 

1. Offers coverage of loss of check in baggage; delay of check in baggage; loss of travel documents; and delay in flight of Rs.72,000, Rs.7,500, Rs.12,500, and Rs.7,500, respectively. 

1. Get 8 complimentary domestic lounge visits per year (limited to 2 per quarter) and a complimentary Priority Pass Membership worth US $99 for the first two years. 

SBI Card Elite Advantage

Highlights: Enjoy lifestyle benefits on using this card

Joining Fee: Rs.4,999

Renewal Fee: Rs.4,999

Features and Benefits

1. Welcome benefit of e-gift voucher worth Rs.5000. 

1. Offers are applicable on various lifestyle and travel brands, such as Aditya Birla Fashion, Yatra, Hush Puppies or Bata, Shoppers Stop, and Pantaloons. 

1. Complimentary movie tickets offered every year worth Rs.6000 and it is valid for two ticket bookings per month. The maximum discount offered is Rs.250 per ticket for two tickets only. 

1. The card offers 10,000 reward points on spending Rs.3 lakh and Rs.4 lakh annually and 15,000 reward points on spending Rs.5 lakh and Rs.8 lakh. 

1. The annual fee is waived on spending Rs.10 lakh. 

1. Earn up to Rs. 12,500 worth of 50,000 Bonus Reward Points annually worth Rs.12,500. 

1. Get 5 times the reward points for dining, shopping at department stores, and groceries. 

1. Get 2 Reward Points for every Rs.100 spent on other purchases. 

1. Offers six complimentary international lounge access per year and two domestic lounge access per quarter. 

1. The foreign currency markup charge on international transactions is 1.99%. 

1. Cardholders can earn two reward points per Rs.100 on international transactions. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 which is maximum up to Rs.250 per statement cycle. 

1. Offers various Mastercard or Visa privileges, such as 4 rounds of complimentary green fees access; 50% discount on golf games; 1 complimentary lesson per month at selected golf courses; 10% on Hertz car rental; 35% on Avis Car Rentals; benefits across 900 luxury hotels across the globe; up to 10,000 miles per night on hotel stay;  and 25% extra miles on Kaligo.com. 

1. Receive a free Rs. 1 lakh credit card fraud liability cover. 

1. The card also offers concierge service, add-on card, emergency card replacement facility, balance transfer, Flexipay, and easy bill payment. 

SBI Rewards Cards

SBI Card PRIME

Highlights: Credit card by SBI which offer benefits on shopping, dining, travelling, etc.

Joining Fee: Rs.2,999 + GST

Renewal Fee: Rs.2,999 + GST

Features and Benefits

1. 20 Reward Points (up to 2000 reward points per year) for every Rs.100 spent on your birthday. 

1. Ten Reward Points for every Rs.100 spent on movies, groceries, dining, and purchases at departmental stores. 

1. Earn two reward points for every Rs.100 spent on other purchases. 

1. Waiver of annual fees when you spend a minimum of Rs.3 lakh in a year. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 which is maximum up to Rs.250 per statement cycle. 

1. Offers four and eight international and domestic complimentary airport lounge access (up to two visits per quarter) per year, respectively. 

1. Get an E-Welcome Gift voucher worth Rs.3,000 from brands like Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com. 

1. E-Gift Voucher worth Rs.7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs.5 lakh. 

1. E-Gift Voucher worth Rs.1,000 from Pizza Hut on achieving annual spends of Rs.50,000. 

1. Fraud liability cover and air accident cover of Rs.1 lakh and Rs.50 lakh, respectively. 

1. Other privileges are: 

Apollo SBI Card SELECT

Highlights: Enjoy cashback and discounts on Apollo services using the credit card for both online and offline spends

Joining Fee: Rs.1499

Renewal Fee: Rs.1499

Features and Benefits

1. On payment of joining fee, the card offers e-gift voucher worth Rs.1,500 as welcome benefit. 

1. 1-year complimentary FITPASS PRO Membership 

1. On spending Rs.50,000 within three months of joining, the card offers a complimentary Comprehensive Health Check-up Package. 

1. Complementary in-built Apollo Circle Benefits with 25% discount on medicine purchase at Apollo 24x7. 

1. On annual spend of Rs.6 lakh, get a complimentary Noise Smartwatch worth Rs. 7,999. 

1. Offers four complimentary domestic airport lounge access per year. 

1. 10 Reward Points for every Rs.100 spent on any Apollo service. 

1. Two reward points per Rs.100 spent on movies, dining, entertainment, and travel. 

1. One reward point offered per Rs.200 spent on other purchases. 

1. Annual Fee Waiver on spending Rs.3 lakh or more in a year. 
2. 1% fuel surcharge waiver across India which is up to Rs.100 per month.   

Cashback SBI Card

Highlights: Enjoy cashback on using the credit card for both online and offline spends

Joining Fee: Rs.999 + GST

Renewal Fee: Rs.999 + GST from second year onwards

Features and Benefits

1. 5% cashback on all online transactions without merchant restriction.
2. 1% cashback on offline purchases.
3. 1% fuel surcharge waiver on fuel transactions all over India.
4. Waiver of annual fee when you spend a minimum of Rs.2 lakh in a year.

1. Enjoy complimentary travel cover of Rs.10,000 and fraud liability cover of Rs.1 lakh for additional reassurance and protection of your card at the time of your online transaction.  

1. Parents, spouse or children over 18 now receive up to 2 add-on cards without an annual fee, so the whole family can enjoy the card’s cashback and benefits together. 

1. Accept card payments worldwide with more than 24 million merchant outlets worldwide, for both online and offline use while travelling or shopping abroad.  

1. You can now use the Easy Bill Pay facility to pay electricity, telephone, mobile and utility bills via your card earning cashback rewards while not falling behind on monthly payments. 

Aditya Birla SBI Card SELECT

Highlights: Use the credit card to avail benefits on shopping from Aditya Birla fashion and retail stores

Joining Fee: Rs.1,499 + GST

Renewal Fee: Rs.1,499 + GST from second year onwards

Features and Benefits

1. Receive 6000 Reward Points, valued at Rs.1500, upon paying the yearly fees. 

1. Earn 3000 Rewards Points as a Milestone Reward when you spend Rs.1.5 lakh annually. 

1. Additional 3000 reward points earned on the spend of Rs.3 lakh. 

1. Earn 20 Reward Points per Rs.100 spent worth spend at the following Aditya Birla Fashion stores and online: Ted Baker,  American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Van Heusen, Allen Solly, Peter England, Ralph Lauren, Hackett London, Fred Perry and Louis Philippe. 

1. 20 and 10 reward points offered per Rs.100 on Aditya Birla Stores and on dining, entertainment, and hotels, respectively. 

1. On every Rs.200 spent on other purchases, the card offers two reward points. 

1. Fuel surcharge waiver of 1% offered on transaction up to Rs.3000. 

1. Offers four complimentary domestic VISA lounge access per year. 

Aditya Birla SBI Card

Highlights: Use the credit card to avail benefits on shopping from Aditya Birla stores

Joining Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST from second year onwards

Features and Benefits

1. Receive 2000 reward points worth Rs.500 in reward points when you pay your annual fees. 

1. Earn 2000 Rewards Points as a Milestone Reward when you spend Rs. 1 lakh annually. 

1. Additional 2000 reward points offered on spending Rs.3 lakh. 

1. Earn ten reward points for every rupee that is spent at Aditya Birla Stores. 

1. Earn five reward points for every rupee 100 spent on lodging, entertainment, and dining. 

1. On spending Rs.200 on other purchases, the card offers 1 reward points. 

1. Earn 20 Reward Points per Rs.100 spent worth spend at the following Aditya Birla Fashion stores and online: Ted Baker, American Eagle, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, American Eagle, and Louis Philippe.

1. Fuel surcharge waiver of 1% offered on transaction up to Rs.3000. 

OLA Money SBI Card

Highlights: Use the credit card to avail benefits related to Ola

Joining Fee: Nil

Renewal Fee: Rs.499 + GST from second year onwards

Features and Benefits

1. Get 7% of all Ola rides as Reward Points.
2. From the second year onwards, the Rs. 499 renewal cost is waived on the Rs. 1 lakh yearly expenditure.
3. On all other purchases, earn 1% reward points.
4. Offers fuel surcharge waiver 1% up to maximum of Rs.100 per statement cycle. 

1. You can choose add-on cards for your family (parents, spouse, children, siblings above 18 years) who can enjoy the same privilege and earn valued reward points.  

1. You can pay utility/credit card bills with your card using the Easy Bill Pay facility.  The card allows you to still collect reward points on all the bills paid.  

1. You can use Balance Transfer on EMI facilities, so you can convert larger purchases into monthly instalments or transfer outstanding balance of your other bank credit card to this card at lower interest. 

SBI Card PRIME Advantage

Highlights: Use the credit card to avail benefits on shopping from lifestyle stores

Joining Fee: Rs.2,999

Renewal Fee: Rs.2,999

Features and Benefits

1. Earn 20 Reward Points for every Rs.100 spent on a Birthday. 

1. Welcome e-gift Voucher worth Rs.3000 from any of the following brands, such as Shoppers Stop, Yatra.com, Bata/Hush Puppies, and Pantaloons.

1. Get 20 Reward Points for every Rs.100 paid on utility bill payments on a standing order; the maximum amount of Reward Points you may earn in a month is 3,000. 

1. Get 10 Reward Points for every Rs.100 spent on dining, shopping at department shops, groceries and movies. 

1. The renewal fee is waived off on annual spend of Rs.3 lakh. 

1. On spending Rs.50,000 in a calendar quarter and Rs.5 lakh in year, the card offers Pizza Hut e-voucher worth Rs.1000 and e-gift voucher worth Rs.7000 from Yatra or Pantaloons. 

1. Offers four international and eight domestic lounge access per year. 

1. Other privileges are:

Paytm SBI Card SELECT

Highlights: Use the credit card to avail benefits through Paytm

Joining Fee: Rs.1,499

Renewal Fee: Rs.1,499

Features and Benefits

1. Get a free Paytm First Membership. 

1. Offers rewards worth Rs.750.

1. 1% cashback on all other purchases made through the Paytm App. 

1. 5% cashback on Paytm Mall, Movies and Travel. 

1. 1% cashback on all other purchases made through millions of offline and online retailers. 

1. Cyber fraud insurance coverage of Rs.2 lakh. 

1. On spending Rs.4 lakh and Rs.6 lakh in a year, the card offers 2000 and 4000 reward points, respectively. 

1. The membership e-voucher is offered within 30 days of paying the renewal fee. 

1. For the first two years of cardholder membership, the card offers complimentary priority pass worth 99 USD. 

1. Offers four complimentary domestic lounge access. 

1. 1% fuel surcharge waiver for transaction between Rs.500 to Rs.4000 (maximum up to Rs.250 per statement cycle). 

Note: The cashback is replaced by reward points of equivalent value from 1 July 2024. 

Paytm SBI Card

Highlights: Use the credit card to avail benefits through Paytm

Joining Fee: Rs.499

Renewal Fee: Rs.499

Features and Benefits

1. Receive a free Paytm First Membership. 

1. 1% Cashback on all further purchases made across millions of offline and online retailers. 

1. 3% Cashback on Paytm Travel. 

1. 2% Cashback on all other Paytm App purchases. 

1. Cyber fraud insurance coverage of Rs.1 lakh. 

1. On spending Rs.1 lakh using your card during one membership year, the card offers an e-voucher for renewal of Paytm First Membership. 

1. 1% fuel surcharge waiver for transaction between Rs.500 to Rs.3000 (maximum up to Rs.100 per statement cycle). 

Note: The cashback is replaced by reward points of equivalent value from 1 July 2024. 

SBI Shopping Credit Cards

Reliance SBI Card

Highlights: Use the credit card to avail benefits related to Reliance retail

Joining Fee: Rs.499

Renewal Fee: Rs.499

Features and Benefits

1. Receive a Rs.500 Reliance Retail Voucher with payment of your membership costs. 

1. Offers additional discount voucher worth Rs.3000 on purchases from Reliance Retail stores. 

1. Waiver of renewal costs for yearly expenditures exceeding Rs.1 lakh in the preceding year. 

1. A Rs.500, Rs.750, and Rs.1000 Reliance Retail Voucher for yearly expenditures exceeding Rs.25,000, Rs.50,000, and Rs.80,000, respectively, at participating Reliance Retail Stores 

1. 5 Reward Points for every Rs.100 spent at participating Reliance Retail Stores. 

1. 5 and 1 reward points for every Rs.100 spent on dining and movies; and on other retail purchases. 

1. Get a 1% surcharge on all petrol pump transactions in India between Rs. 500 and Rs. 4,000, excluding GST and other charges. 

Reliance SBI Card Prime

Highlights: Use the credit card to avail benefits related to Reliance retail

Joining Fee: Rs.2,999 + GST

Renewal Fee: Rs.2,999 + GST

Features and Benefits

1. Upon payment of membership fees, receive a Rs.3,000 Reliance Retail coupon. 

1. Discount voucher worth Rs.11,999 on purchases from Reliance Retail stores. 

1. Rs.1,500, Rs.2,250, and Rs.5000 worth of Reliance Retail Voucher on Annual Spends of Rs.75,000, Rs.1.50 lakh, and Rs.3 lakh, respectively, at Participating Reliance Retail Stores. 

1. 10 Reward Points for every Rs.100 spent at Participating Reliance Retail Stores. 

1. 5 and 2 reward points are offered for every Rs.100 spent on international spends, domestic airlines, dining, movies, and entertainment; and on all other retail purchases, respectively. 

1. Waiver of renewal costs on Annual Spends of Rs.3 lakh in the previous year. 

1. Free movie tickets per month and the transaction is valid for one ticket per month worth Rs.250. 

1. Offers four (per year) and two (per quarter) complimentary international and domestic airport lounge access. 

1. Offers 1% fuel surcharge waiver for transaction between Rs.500 and Rs.4000 up to maximum of Rs.100 per statement cycle. 

SPAR SBI Card PRIME

Highlights: Use the credit card to avail benefits related to SPAR Hypermarket

Joining Fee: Rs.2,999 + GST

Renewal Fee: Rs.2,999 + GST

Features and Benefits

1. Receive 12,000 additional reward points, which are worth Rs.3,000, when your annual fees are paid. 

1. Get 15 Reward Points for every Rs.100 purchased at Lifestyle, Home Centre, Max, and Spar, as well as at online and retail landmark stores. 

1. For every Rs.100 spent at Dining & Movies; and on other retail purchases get 10 and 2 Reward Points, respectively. 

1. Benefits for reaching milestones totaling up to 58,000 RP, or Rs.14,500. 

1. Get 20,000 extra Reward Points for every Rs.5 lakh in total annual retail spending. 

1. On annual spends of Rs.40,000, Rs.1 lakh, and Rs.1.80 lakh on Landmark Stores, earn 6000, 12,000, and 20,000 reward points, respectively. 

1. 12,000 reward points worth Rs.3000 offered on payment of renewal fee. 

1. 1% fuel surcharge waiver of maximum up to Rs.250 per statement cycle offered on transaction between Rs.500 and Rs.4000. 

1. Offers 8 complimentary domestic airport lounge access per year. 

1. Offers complimentary priority pass membership worth 99 USD and 4 visits per year. 

Lifestyle Home Centre SBI Card SELECT

Highlights: Use the credit card to avail benefits related to Lifestyle Home Centre

Joining Fee: Rs.1,499 + GST

Renewal Fee: Rs.1,499 + GST

Features and Benefits

1. Receive 6000 additional reward points, which are worth Rs.1500, when your annual fees are paid. 

1. Get 10 Reward Points for every Rs.100 purchased at Landmark Stores both online and in-store. 

1. Earn 2 reward points per Rs.100 spent on all other retail purchases. 

1. Cumulative milestone benefit of Rs.8,600, or 34,400 RP, is offered. 

1. Get 12,000 additional Reward Points for spending Rs.3 lakh on retail purchases in total each year. 

1. On annual spends of Rs.25,000, Rs.75,000, and Rs.1.50 lakh on Landmark Stores, earn 2400, 8000, and 12,000 reward points, respectively. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. 6,000 reward points worth Rs.1,500 offered on payment of renewal fee. 

Max SBI Card SELECT

Highlights: Use the credit card to avail benefits related to Max

Joining Fee: Rs.1,499

Renewal Fee: Rs.1,499

Features and Benefits

1. Get 6,000 additional reward points, which are worth Rs.1,500, when you pay your annual fees. 

1. Get 10 Reward Points for every Rs.100 purchased at Landmark Stores both online and in-store. 

1. Earn 2 reward points on all other retail purchases. 

1. Cumulative milestone incentive of Rs.8600, or up to 34400 RP. 

1. Get 12,000 additional Reward Points for spending Rs.3 lakh on retail purchases in total each year. 

1. On annual spends of Rs.25,000, Rs.75,000, and Rs.1.50 lakh on Landmark Stores, earn 2400, 8000, and 12,000 reward points, respectively. 

1. 6,000 reward points worth Rs.1,500 offered on payment of renewal fee. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

SPAR SBI Card SELECT

Highlights: Use the credit card to avail benefits related to SPAR Hypermarket

Joining Fee: Rs.1,499 + GST

Renewal Fee: Rs.1,499 + GST

Features and Benefits

1. Receive 6,000 additional reward points, which are worth Rs.1,500, when your annual fees are paid. 

1. Get 10 Reward Points for every Rs.100 purchased at Lifestyle, Home Centre, Max, and Spar, as well as at online and retail landmark stores. 

1. Earn 2 reward points for every Rs.100 spent on all other retail purchases. 

1. For every Rs.100 spent at Dining & Movies, get 10 Reward Points. 

1. Benefits for reaching milestones totaling up to 34,400 RP, or Rs.8,600. 

1. Get 12,000 extra Reward Points for every Rs.3 lakh in total annual retail spending. 

1. On annual spends of Rs.25,000, Rs.75,000, and Rs.1.50 lakh on Landmark Stores, earn 2400, 8000, and 12,000 reward points, respectively. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. 6,000 reward points worth Rs.1,500 offered on payment of renewal fee. 

Lifestyle Home Centre SBI Card

Highlights: Use the credit card to avail benefits related to Lifestyle Home Centre

Joining Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST

Features and Benefits

1. Receive 2000 additional reward points, which are worth Rs.500, when your annual fees are paid. 

1. Get 5 Reward Points for every Rs.100 purchased at Landmark Stores both online and in-store. 

1. Earn 1 reward point for every Rs.100 spent on all other retail purchases. 

1. Cumulative milestone benefit of Rs.4,000, or 16,000 RP, is offered. 

1. Get 8,000 additional Reward Points for spending Rs.2 lakh on retail purchases in total each year. 

1. On annual spends of Rs.20,000, Rs.45,000, and Rs.95,000 on Landmark Stores, earn 1000, 2000, and 5,000 reward points, respectively. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. 2,000 reward points worth Rs.500 offered on payment of renewal fee

Max SBI Card

Highlights: Use the credit card to avail benefits related to Max

Joining Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST

Features and Benefits

1. Get 2,000 additional reward points, which are worth Rs.500, when you pay your annual fees. 

1. Get 5 Reward Points for every Rs.100 purchased at Landmark Stores both online and in-store. 

1. Earn 1 reward point for every Rs.100 spent on all other retail purchases. 

1. Cumulative milestone incentive of Rs.4000, or up to 16000 RP. 

1. Get 8,000 additional Reward Points for spending Rs.2 lakh on retail purchases in total each year. 

1. On annual spends of Rs.20,000, Rs.45,000, and Rs.95,000 on Landmark Stores, earn 1000, 2000, and 5,000 reward points, respectively. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. 2,000 reward points worth Rs.500 offered on payment of renewal fee. 

SPAR SBI Card

Highlights: Use the credit card to avail benefits related to SPAR Hypermarket

Joining Fee: Rs.499 + GST

Renewal Fee: Rs.499 + GST

Features and Benefits

1. Receive 2,000 additional reward points, which are worth Rs.500, when your annual fees are paid. 

1. Get 5 Reward Points for every Rs.100 purchased at Lifestyle, Home Centre, Max, and Spar, as well as at online and retail landmark stores. 

1. Earn 1 reward point for every Rs.100 spent on all other retail purchases. 

1. Benefits for reaching milestones totaling up to 16,000 RP, or Rs.4,000. 

1. Get 8,000 extra Reward Points for every Rs.2 lakh in total annual retail spending. 

1. On annual spends of Rs.20,000, Rs.45,000, and Rs.95,000 on Landmark Stores, earn 1000, 2000, and 5,000 reward points, respectively. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. 2,000 reward points worth Rs.500 offered on payment of renewal fee. 

SBI Unnati Credit Card

Highlights: Use the credit card to enjoy a host of gifts from the reward catalogue

Joining Fee: Nil for 1st 4 years

Renewal Fee: Rs.499 + GST from 5th year onwards

Features and Benefits

1. One Reward Point for every Rs.100 spent using this card. 

1. Spend Rs.50,000 or more withing 15 days of the activation of the card. 

1. 1% fuel surcharge waiver on spends between Rs.500 and Rs.3,000. 

1. The card is free for the first four years. 

1. The card is issued in lien fixed deposit of Rs.25,000 or more with SBI. 

Shaurya SBI Card

Highlights: A credit card designed to provide benefits to defense personnels

Joining Fee: Rs250

Renewal Fee: Rs.250 + GST from 2nd year onwards

Features and Benefits

1. Receive a welcome bonus of 1000 Reward Points on payment of annual fee for first year. 

1. Gain 5 times the reward points for CSD, dining, entertainment, department stores, and grocery purchases. 

1. For every Rs.100 spent on any other category, earn one reward point. 

1. On spending Rs.50,000 or more annually, renewal fee will be waived off. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. The card also offers personal accident insurance coverage of Rs.2 lakh. 

Shaurya SELECT SBI Card

Highlights: A credit card designed to provide benefits to defense personnels

Joining Fee: Nil

Renewal Fee: Rs.1,499

Features and Benefits

1. Gain 10 times the reward points for every Rs.100 spent on CSD, dining, entertainment, department stores, and grocery purchases. 

1. For every Rs.100 spent on any other category, earn 2 reward points. 

1. 1% fuel surcharge waiver of maximum up to Rs.250 per statement cycle offered on transaction between Rs.500 and Rs.4000. 

1. The card also offers personal accident insurance coverage of Rs.10 lakh. 

1. Offers 4 complimentary domestic lounge access per year (one per quarter). 

1. On annual spends of Rs.1.50 lakh or more, the renewal fee will be waived off. 

1. e-gift voucher worth Rs.500 and Rs.7000 from Pizza Hut and Yatra or Pantaloons will be offered on spending Rs.50,000 per quarter and Rs.5 lakh per year, respectively. 

1. Offers concierge services. 

SBI Travel and Fuel Credit Cards

BPCL SBI Card Octane

Highlights: Use this card to enjoy benefits on purchasing fuel from Bharat Petroleum

Joining Fee: Rs.1,499+ GST

Renewal Fee: Rs.1,499+ GST

Features and Benefits

1. Receive 6000 additional reward points, which are worth Rs.1500, when your annual fees are paid. 

1. 6.25% + 1% remission of the fuel surcharge on all BPCL transactions up to Rs.4,000. 

1. Get 25 Reward Points for every Rs.100 spent at Bharat Gas (up to 500 reward points per cycle), BPCL Fuel and Lubricants. 

1. Get 10 Reward Points for every Rs.100 spent on dining, groceries, department stores and movies. 

1. Earn 1 reward point on all other retail purchases. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction up to Rs.4000. 

1. Offers 7.25% value back which is equivalent to 25 reward points on fuel purchase at BPCL petrol pumps. 

1. Offers 4 complimentary domestic airport lounge access per year (1 per quarter). 

1. On annual spend of Rs.3 lakh, earn gift voucher worth Rs.2000 from Aditya Birla Fashion, Yatra, Hush Puppies or Bata. 

1. Offers fraud liability cover of Rs.1 lakh. 

1. Renewal fee is waived off on annual spend of Rs.2 lakh. 

IRCTC SBI Card Premier

Highlights: Avail this credit card to enjoy benefits on booking railway tickets from IRCTC

Joining Fee: Rs.1,499+ GST

Renewal Fee: Rs.1,499+ GST

Features and Benefits

1. Receive 1500 Reward Points upon paying the initial annual charge, which is equal to Rs.1,500. 

1. Get three reward points for every Rs.125 spent on dining and keep track of your utility expenses. 

1. Earn 1 reward point for every Rs.125 spent on non-fuel purchases. 

1. Purchase tickets for the AC1, AC2, AC3, Executive Chair Car, and Chair Car through irctc.co.in and the IRCTC Mobile App to receive up to 10% in value back in reward points. 

1. Offers 5% value back on air tickets purchased via air.irctc.co.in and 5% on e-catering purchases via ecatering.irctc.co.in. 

1. On annual travel spend of Rs.50,000 and Rs.1 lakh, the card offers 2,500 and 5000 reward points, respectively. 

1. Annual fee waived off on spending Rs.2 lakh. 

1. 1% and 1.8% of transaction charges saved on railway and air ticket bookings, respectively. 

1. Offers fraud liability cover of Rs.1 lakh. 

1. 1% fuel surcharge waiver of maximum up to Rs.250 per statement cycle offered on transaction between Rs.500 and Rs.4000. 

1. Offers eight complimentary railway lounge access per year (two per quarter). 

1. Other Visa privileges are 10% off on Hertz car rental; 35% on Avis Car Rentals; offers up to 10,000 miles per night on hotel stay; and 25% extra miles on Kaligo.com. 

SBI Card Miles Elite

Highlights: Use this card to enjoy Travel benefits

Joining Fee: Rs.4,999+ GST

Renewal Fee: Rs.4,999+ GST

Features and Benefits

1. Get 5,000 Travel Credits as a welcome gift on the IRCTC SBI Credit Card Premier on spending Rs.1 lakh within 2 months of card issuance. 

1. Earn 6 Travel Credits for every Rs.200 spent on travel and 2 Travel Credits for every Rs.200 on other spends. Redeem for Air Miles, Hotel Points, Travel Bookings, or a wide range of Catalogue Products. 

1. Get an extra 15 domestic lounge visit for every Rs.1 lakh spent. 

1. 20,000 Bonus Travel Credits on annual spends of Rs.12 lakh. 

1. Annual fee waiver on spends of Rs.15 lakh. 

1. Enjoy a complimentary Priority Pass Membership worth $99 and access to 1,000+ international lounges.  

1. Get 6 complimentary international lounge visits per year (up to 2 per quarter). 

1. Get 8 complimentary domestic airport lounge visits per year (up to 2 per quarter). 

1. Get up to 6 flight cancellations covered per year (up to Rs.3,500 each), lost card liability cover of Rs.1 lakh, and Air Accident Cover of Rs.1 crore. 

1. Coverage of Rs.72,000, Rs.7000, Rs.12,500 and Rs.5000 for loss of check-in baggage, delay in check-in baggage, loss of travel documents, and damage of baggage, respectively. 

1. Foreign currency mark-up of 1.99%. 

1. Fuel surcharge waiver of 1% and up to Rs.500 per month per statement cycle.

IRCTC SBI Card (on RuPay Platform)

Highlights: Avail this credit card to enjoy benefits on booking railway tickets from IRCTC

Joining Fee: Rs.500+ GST

Renewal Fee: Rs.500+ GST

Features and Benefits

1. Receive 350 Reward Points upon spending Rs.500 and above within 45 60 days of the activation of the credit card. 

1. Earn 500 reward points on paying renewal fee. 

1. Earn one reward point for every Rs.125 dollars spent at retail on non-fuel items. 

1. Purchase tickets for the AC1, AC2, AC3, Executive Chair Car, and Chair Car through irctc.co.in and the IRCTC Mobile App to receive up to 10% in value back in reward points. 

1. Offers 1% off on railway ticket bookings via irctc.co.in. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. Offers 4 complimentary railway lounge access in a year (1 per quarter). 

BPCL SBI Credit Card

Highlights: Use this card to enjoy benefits on purchasing fuel from Bharat Petroleum

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499+ GST

Features and Benefits

1. 4.25% value back (equivalent to 13x Reward Points) on fuel purchases made at any BPCL pump.
2. 3.25% + 1% waiver on fuel surcharge for every fuel purchase up to Rs.4,000.
3. 5x Reward Points on every Rs.100 spent on grocery, departmental, dining, and movie transactions.
4. Waiver of fuel surcharge charge of up to Rs.100 each month.
5. Earn 1 Reward Point for every Rs.100 spent on non-fuel retail purchases.
6. Get 2,000 Activation Bonus Reward Points worth Rs.500 on payment of the joining fee.
7. Renewal fee waived off on annual spend of Rs.50,000. 

IRCTC SBI Platinum Card

Highlights: Avail this credit card to enjoy benefits on booking railway tickets from IRCTC

Joining Fee: Rs.500+ GST

Renewal Fee: Rs.500+ GST

Features and Benefits

1. On single transaction of Rs.500 or more within 60 days of card issuance, the card offers 350 activation bonus reward points. 

1. On payment of renewal fee, the card offers 500 reward points. 

1. One Reward Point for every Rs.125 spent on non-fuel retail purchases (including transactions on the IRCTC website). 

1. Save 1% transaction charges on railway ticket bookings on the official IRCTC website.

1. Saves 1% transaction charges on railway ticket booking via irctc.co.in. 

1. Offers 4 complimentary railway lounge access per year (1 per quarter). 

1. Waiver of 1% fuel surcharge across petrol pumps in India (for transactions amount Rs.500-Rs.3,000). 

1. Purchase tickets for the AC1, AC2, AC3, Executive Chair Car, and Chair Car through irctc.co.in and the IRCTC Mobile App to receive up to 10% in value back in reward points. 

SBI Banking Partnership Cards

South Indian Bank SBI Platinum Credit Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and South Indian Bank

Joining Fee: Rs.2,999+ GST

Renewal Fee: Rs.2,999+ GST

Features and Benefits

1. Two Reward Points per Rs.100 spent on other purchases and up to 7,500 reward points per month. 

1. Enjoy complimentary Priority Pass membership worth $99. 

1. Online shopping voucher worth Rs.3,000 as a welcome gift from one of these brands Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com. 

1. On spending Rs.4 lakh and Rs.5 lakh annually, card offers reward points. 

1. Offers 2 complimentary domestic airport lounge access per quarter. 

1. Offers complimentary membership to Priority Pass Program worth 99 USD. 

1. Offers 30% discount on green fee. 

1. Credit card fraud liability cover of Rs.1 lakh. 

South Indian Bank SimplySAVE SBI Card PRIME

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and South Indian Bank

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499+ GST

Features and Benefits

1. During the first sixty days after obtaining your card, spend at least Rs.2,000 to earn 2,000 extra reward points. 

1. Get 10 Reward Points for every Rs. 150 spent on groceries, department stores, dining and movies. 

1. Get 1 Reward Point for every Rs.150 you spend on other purchases. 

1. 1% fuel surcharge waiver of maximum up to Rs.100 per statement cycle offered on transaction between Rs.500 and Rs.3000. 

1. On spending Rs.1 lakh or more in the previous year, the annual membership fee is waived off. 

Karur Vysya Bank SimplySAVE SBI Credit Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Karur Vysya Bank

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499+ GST

Features and Benefits

1. 10x Reward Points for every Rs.150 spent on groceries and purchases made at departmental stores.
2. One Reward Point for every Rs.150 spent on other purchases.
3. Spend in excess of Rs.2,000 within 60 days of getting your card and earn 2,000 bonus Reward Points.
4. Waiver of 1% fuel surcharge if you spend between Rs.500 and Rs.3,000 at any petrol pump in India.
5. On spending Rs.1 lakh or more in the previous year, the annual membership fee is waived off. 

Karur Vysya Bank SBI Platinum Credit Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Karur Vysya Bank

Joining Fee: Rs.2,999+ GST

Renewal Fee: Rs.2,999+ GST

Features and Benefits

1. Two Reward Points per Rs.100 spent on other purchases. 

1. On spending Rs.4 lakh and Rs.5 lakh annually, card offers reward points. 

1. Credit card fraud liability cover of Rs.1 lakh. 

1. Complimentary Priority Pass membership worth $99.

1. Get two complimentary passes to India's domestic airport lounges per quarter. 

1. e-Gift Voucher from any of the following brands, Yatra, Aditya Birla Fashion, Westside, Hush Puppies/Bata, and Shoppers Stop, worth Rs.3,000 on spending Rs.2 lakh in the previous year. 

KVB SBI Signature Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Karur Vysya Bank

Joining Fee: Rs.4,999+ GST

Renewal Fee: Rs.4,999+ GST

Features and Benefits

1. Purchase from brands such as Pantaloons, Shoppers Stop, Yatra, Bata or Hush Puppies, and Aditya Birla Fashion using this, get e-gift voucher worth Rs.5000. 

1. Get a bonus of 10,000. Reward Points for reaching Rs.2 lakh, Rs.3 lakh, and Rs.4 lakh in annual spending. 

1. Get a bonus of Rs.20,000 reward points at reaching Rs.5 lakh in annual spending. 

1. Earn five times the reward points for every meal, department store, and supermarket purchase. 

1. For every Rs.100 spent in the other categories, earn two reward points. 

1. Complimentary membership to the Priority Pass program worth 99 USD. 

1. Discount of 30% on green fee. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 up to maximum of Rs.250 per statement cycle. 

1. Credit card fraud liability coverage of Rs.1 lakh. 

PSB SBI Card ELITE

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and PSB

Joining Fee: Rs.4,999+ GST

Renewal Fee: Rs.4,999+ GST

Features and Benefits

1. A welcome e-gift voucher worth Rs.5000 from any of the following brands, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Bata/Hush Puppies, and Yatra.com.
   
2. Get 5 times the reward points for dining, shopping at department stores, and groceries. 

1. Earn two reward points for every Rs.100 spent on purchases other than petrol. 

1. Earn up to Rs.12,500 worth of 5000 Bonus Reward Points annually. 

1. Get 10,000 additional Reward Points upon reaching Rs.3 lakh and Rs.4 lakh annual spending thresholds. 

1. 15,000 reward points on annual spend of Rs.5 lakh and Rs.6 lakh. 

1. Free movie tickets worth Rs.6000 per year and transaction is valid for two tickets per month. The maximum discount can be availed of Rs.250 for two tickets. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 up to maximum of Rs.250 per statement cycle. 

1. On annual spend of Rs.10 lakh, the renewal fee is waived off. 

1. Offers 6 international airport lounge access per year and 2 domestic airport lounge access per quarter. 

1. Complimentary membership to Priority Pass Program is worth 99 USD. 

1. Foreign currency mark-up of 1.99%. 

1. 2 reward points per Rs.100 spent on international transactions. 

1. Offers concierge service. 

1. Other privileges: 

PSB SBI Card PRIME

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and PSB

Joining Fee: Rs.2,999+ GST

Renewal Fee: Rs.2,999+ GST

Features and Benefits

1. A welcome e-gift voucher worth Rs.3000 from any of the following brands, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Bata/Hush Puppies, and Yatra.com 

1. Get 10 times the reward points for every Rs.100 spent on dining, shopping at department stores, and groceries. 

1. Earn 20 reward points for every Rs.100 spent on spent on standing instructions of the payment of utility bills. 

1. Earn 2 reward points per Rs.100 spent on all other retail purchases. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 up to maximum of Rs.250 per statement cycle. 

1. Get 20 reward points for every Rs.100 you spend on your birthday. 

1. For every Rs.100 spent on Vistara flights, you will receive 9 Club Vistara points. 

1. A Rs.7,000 e-gift voucher from Yatra.com/Pantaloons upon reaching a Rs.5 lakh yearly spending threshold. 

1. An e-gift voucher worth Rs.1000 from Pizza Hut on spending Rs.50,000 in a quarter. 

1. Waiver of renewal fees for spending up to Rs. 3 lakhs annually. 

1. International Priority Pass Lounge access of four complimentary visits per year. 

1. 8 complimentary domestic lounge access per year. 

1. Other privileges:

PSB SimplySAVE SBI Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and PSB

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499+ GST

Features and Benefits

1. Get 2,000 additional Reward Points after spending at least Rs.2,000 in the first 60 days.
2. Get 10 Reward Points for every Rs.150 spend on groceries, department stores, dining, and entertainment.
3. Earn one reward point for every rupee that you spend over Rs.150.

1. Fuel surcharge waiver of 1% on fuel transactions between Rs.500 and Rs.3,000 at petrol pumps (capped at Rs.100 per statement cycle). 

1. Annual fee reversed from 2nd year if you spend Rs.1,00,000 or more in previous year. 

UCO Bank SBI Card ELITE

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and UCO Bank

Joining Fee: Rs.4,999+ GST

Renewal Fee: Rs.4,999+ GST from second year onwards

Features and Benefits

1. Any of the following brands: Aditya Birla Fashion, Pantaloons, Shoppers Stop, Yatra.com, Bata/Hush Puppies, and Pantaloons are eligible to receive a welcome e-gift voucher of Rs.5,000. 

1. Get 5 times the reward points for dining, shopping at department stores, and groceries. 

1. Earn two reward points for every Rs.100 spent on purchases other than petrol. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 up to maximum of Rs.250 per statement cycle. 

1. 15,000 reward points on achieving spend of Rs.5 lakh and Rs.8 lakh. 

1. Earn up to Rs.12,500 worth of 5000 Bonus Reward Points annually. 

1. Get 10,000 additional Reward Points upon reaching the Rs.3 lakh and Rs.4 lakh annual spending thresholds. 

1. On spending Rs.10 lakh, the annual fee will be waived off. 

1. Offers 6 complimentary international lounge access per year and two domestic airport lounge access per quarter. 

1. Offers complimentary membership to Priority Pass Program is worth 99 USD. 

1. Foreign currency mark-up of 1.99%. 

1. 2 reward points per Rs.100 on international spending. 

1. Offers concierge services. 

UCO Bank SBI Card PRIME

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and UCO Bank

Joining Fee: Rs.2,999

Renewal Fee: Rs.2,999

Features and Benefits

1. Any of the following brands: Aditya Birla Fashion, Pantaloons, Shoppers Stop, Yatra.com, Bata/Hush Puppies, and Pantaloons are eligible to receive a welcome e-gift voucher of Rs.3,000. 

1. Earn 20 Reward Points for every Rs.100 spent on utility bill payments made on a standing order. 

1. Earn 10 Reward Points for every Rs.100 spent on department stores, dining, groceries and movies. 

1. 2 reward points per Rs.100 on all other retail purchases. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 up to maximum of Rs.250 per statement cycle. 

1. Offers 4 complimentary international priority pass lounge and 8 domestic lounge access. 

1. Earn a Rs.1,000 Pizza Hut e-Gift Voucher when you spend Rs.50,000 in a calendar quarter. 

1. Waiver of renewal fees for spending up to Rs.3 lakh annually 

1. A Rs.7,000 e-gift voucher from Yatra.com/Pantaloons upon reaching a Rs.5 lakh yearly spending threshold. 

1. For every Rs.100 spent 20 reward points are offered on your birthday.  

1. Other privileges: 

UCO Bank SimplySAVE SBI Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and UCO Bank

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499+ GST

Features and Benefits

1. Get 2,000 additional Reward Points after spending at least Rs. 2,000 in the first 60 days.
2. Get 10 Reward Points for every Rs 150 spent on groceries, department stores, dining, and entertainment.
3. Earn one reward point for every rupee that you spend over Rs.150.

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.3000 up to maximum of Rs.100 per statement cycle. 

1. On spending Rs.10 lakh, the annual fee will be waived off. 

Central Bank of India SBI Elite Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Central Bank of India

Joining Fee: Rs.4,999+ GST

Renewal Fee: Rs.4,999+ GST from second year onwards

Features and Benefits

1. e-Gift voucher worth Rs.5,000 from any of the following brands: Yatra.com, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Bata/Hush Puppies, and Pantaloons. 

1. Earn up to Rs.12,500 worth of Bonus Reward Points annually. 

1. Get 10,000 additional Reward Points upon reaching the Rs.3 lakh and Rs.4 lakh annual spending thresholds. 

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.4000 up to maximum of Rs.250 per statement cycle. 

1. 15,000 reward points on achieving spend of Rs.5 lakh and Rs.8 lakh. 

1. Get 5 times the reward points for dining, shopping at department stores, and groceries. 

1. Earn two reward points for every Rs.100 spent on purchases other than petrol. 

1. Offers six complimentary international lounge access per year and two domestic airport lounge access per quarter. 

1. Offers complimentary membership to Priority Pass Program is worth 99 USD. 

1. Foreign currency mark-up of 1.99%. 

1. 2 reward points per Rs.100 on international spending. 

1. Offers concierge services. 

1. Other privileges:

Central Bank of India SBI Card PRIME

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Central Bank of India

Joining Fee: Rs.2,999+ GST

Renewal Fee: Rs.2,999+ GST

Features and Benefits

1. e-Gift worth Rs.3,000 from any of the following brands: Yatra.com, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Bata/Hush Puppies, and Pantaloons. 

1. Get 20 times the reward points for every Rs.100 spent on utility bill payments.

1. Earn 10 reward points for every Rs.100 spent on dining, shopping at department stores, and groceries.

1. 2 reward points per Rs.100 spent on all other retail purchases. 

1. The renewal fee waived off on annual spend of Rs.3 lakh. 

1. On achieving annual spending of Rs.50,000 and Rs.5 lakh, get an e-voucher each from Pizza Hut (worth Rs.1000) and Yatra or Pantaloons (worth Rs.7000), respectively. 

1. Offers 8 domestic lounge access and 4 international Priority Pass lounge access per year. 

1. Get 20 reward points for every Rs.100 you spend on your birthday. 

1. Other privileges:

Central Bank of India SimplySAVE SBI Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Central Bank of India

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499+ GST

Features and Benefits

1. Get 2,000 extra Reward Points when you spend Rs.2,000 or more in the first 60 days.
2. Get 10 Reward Points for every Rs 150 spent on groceries, department stores, dining, and entertainment.
3. Earn one reward point for every Rs.150 you spend on anything else.

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.3000 up to maximum of Rs.100 per statement cycle. 

1. Annual membership fee waived off on annual spend of Rs.1 lakh in the previous year. 

City Union Bank SBI PRIME

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and City Union Bank

Joining Fee: Rs.2,999+ GST

Renewal Fee: Rs.2,999+ GST

Features and Benefits

1. A welcome e-gift voucher from any of the following brands, valued at Rs.3,000: Aditya Birla Fashion, Pantaloons, Shoppers Stop, Bata/Hush Puppies, and Yatra.com
2. Earn 20 Reward Points for every Rs.100 spent on utility bill payments made on a standing order.
3. Earn 10 Reward Points for every Rs.100 spent on department stores, dining, groceries and movies.

1. 2 reward points per Rs.100 spent on all other retail purchases. 

1. The renewal fee waived off on annual spend of Rs.3 lakh. 

1. On achieving annual spending of Rs.50,000 and Rs.5 lakh, get an e-voucher each from Pizza Hut (worth Rs.1000) and Yatra or Pantaloons (worth Rs.7000), respectively. 

1. Offers 8 domestic lounge access and 4 international Priority Pass lounge access per year. 

1. Get 20 reward points for every Rs.100 you spend on your birthday. 

1. Other privileges: 

City Union Bank SimplySAVE SBI Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and City Union Bank

Joining Fee: Rs.499

Renewal Fee: Rs.499

Features and Benefits

1. Get 2,000 additional Reward Points after spending at least Rs. 2,000 in the first 60 days.
2. Get 10 Reward Points for every Rs 150 spent on groceries, department stores, dining, and entertainment.
3. Earn one reward point for every rupee that you spend over Rs.150.

1. Fuel surcharge waiver of 1% on transaction between Rs.500 to Rs.3000 up to maximum of Rs.100 per statement cycle. 

1. Annual membership fee waived off on annual spend of Rs.1 lakh in the previous year. 

Karnataka Bank SBI PRIME

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Karnataka Bank

Joining Fee: Rs.2,999

Renewal Fee: Rs.2,999

Features and Benefits

1. Any of the following brands: Aditya Birla Fashion, Pantaloons, Shoppers Stop, Yatra.com, Bata/Hush Puppies, and Pantaloons are eligible to receive a welcome e-gift voucher of Rs.3,000. 

1. Earn 20 Reward Points for every Rs.100 spent on utility bill payments made on a standing order. 

1. Earn 10 Reward Points for every Rs.100 spent on department stores, dining, groceries and movies. 

1. 2 reward points per Rs.100 spent on all other retail purchases. 

1. waiver of renewal fees for spending up to Rs.3 lakh annually
   

1. On achieving annual spending of Rs.50,000 and Rs.5 lakh, get an e-voucher each from Pizza Hut (worth Rs.1000) and Yatra or Pantaloons (worth Rs.7000), respectively. 

1. Offers 8 domestic lounge access and 4 international Priority Pass lounge access per year. 

1. Get 20 reward points for every Rs.100 you spend on your birthday. 

1. Other privileges:

Karnataka Bank SimplySAVE SBI Card

Highlights: Avail this credit card to enjoy various types of benefits provided jointly by SBI and Karnataka Bank

Joining Fee: Rs.499+ GST

Renewal Fee: Rs.499

Features and Benefits

1. Get 2,000 bonus Reward Points after spending Rs. 2,000 or more in the first 60 days. 

1. Annual membership fee waived off on annual spend of Rs.1 lakh in the previous year. 

1. Get 10 Reward Points for every Rs.150 spent on groceries, department stores, dining and movies. 

1. Get 1 Reward Point for every Rs.150 you spend on other purchases. 

1. Eliminate the need to pay the 1% fuel surcharge at any petrol pump. 

Key Benefits of SBI Credit Cards

All credit cards from SBI offer a range of benefits including:

1. Transfers of balance at lower interest rates to manage debt effectively with interest reduced. 

1. The ability to convert a large purchase to monthly EMIs, which allows for flexible payments for major purchases and both cash-flow and budget management. 

1. An emergency cash facility (SBI Encash) that is quick & easy to access emergency funds either within or above one's credit limit; funds released generally within 48 hours timeframe, with the option to repay in 12, 24, or 36-month terms. 

1. Auto-pay of bills through Easy Bill Pay for electricity, telephone, insurance premiums and other utilities, whereby no manual effort is required to ensure bills are paid promptly. 

1. Reward points are provided for eligible spends, and can be redeemed for gifts, vouchers, merchandise, travel, and/or statement credit. 

1. Fuel surcharge waiver at certain petrol pumps to help reduce expenses for fuel. 

1. Fraud and loss protection offered (via an agreement with the CCP) which includes travel protection for emergencies, card replacement for emergencies, and liability coverage for lost or stolen cards. 

1. Contactless payment option on the card to facilitate fast and simple payments. 

1. Access to online & mobile account access for checking balances, reviewing statements, tracking spending, and payment of the card, at any time. 

1. Card-linked offers available across travel, dining, shopping, and lifestyle categories, which are obtained via partner privileges and esssential seasonal bonuses. 

1. Access to airport lounges for certain cards, whether travelling domestically or internationally. 

1. Complimentary insurance cover for certain card variants. For example, complimentary air accident insurance or purchase protection. 

1. Add-on cards for family members with consolidated billing and controlled spending. 

1. Global acceptance at international merchants and ATMs for seamless travel use.

SBI Credit Card Against Fixed Deposit

SBI Card Unnati - You can apply for this credit card against a fixed deposit. You need to have an FD of Rs.25,000 or more with State Bank of India to be eligible.

SBI Card Other Fees and Charges

The fees and charges applicable on SBI credit card are listed in the table below: 

Documents Required for SBI Credit Card Application

You are required to submit proof of identity, address, and income while applying for a credit card. Here is a list of documents you can submit to prove your eligibility. Remember that this is not an exhaustive list and that the bank can ask you for additional documents.

How to Apply SBI Credit Card Online

Applying for an SBI credit card is easy. BankBazaar offers a paperless application for selected SBI cards. You can check your eligibility, upload the documents, and apply for a card within a few minutes through the BankBazaar website.

1. Step 1: Go to the BankBazaar website and click on SBI Credit Card. Explore the various credit cards to learn about their salient features and choose one that suits your spending habits and financial requirements. 

1. Step 2: Select the Check Eligibility for the card you select and fill in the details requested regarding your personal and financial information to check if you will qualify for this card. 

1. Step 3: In the event you qualify, you will be redirected to the application page. Fill in the necessary information precisely as requested: personal and contact details, employment details and income information. 

1. Step 4: Upload the required supporting documents (identity proof, residence proof, and income proof) as requested. Before you submit the completed form, make sure you undertake the verification of your details. 

1. Step 5: When you submit the personal and financial information the application will be submitted for processing, you will receive a message acknowledging receipt of the application along with your application ID reference code. Store this ID reference code in a location where you will be able to use it to track your SBI credit card application. 

Additionally, you can log on to the SBI website and apply for a card online. SBI offers an online application for most of their cards.

1. Step 1: Go to the SBI Card website 

Access SBI Card's official website and go to the Credit Cards section. You can view cards available for categories such as Shopping, Travel, Cashback, and Premium. 

1. Step 2: Choose your preferred card 

Read the features, eligibility, and fees of cards shown. Select the card that fits your spending habits and financial situation. 

1. Step 3: Click on 'Apply Now' 

Once you are on the card page, click the 'Apply Now' button to commence your online application. 

1. Step 4: Fill in your personal information 

You will be asked for your name, date of birth, mobile number, email ID, and residence address. An OTP will be sent to you as verification of your mobile number. 

1. Step 5: Enter your employment and income information 

You will give the type of employment (salaried or self-employed), the name of the company or organization, your monthly income, as well as other financial information. 

1. Step 6: Enter KYC and identity information 

You will enter your PAN information and select KYC mode which will be e-KYC Aadhaar based or physical KYC based on what is available. In the case of being prompted, you will upload identity proof, address proof, and income proof. 

1. Step 7: Preview and submit the application 

You can view all of the data you entered, agree to the terms, and submit the form. Based on the details you provided, you may or may not be able to show a preliminary approval decision immediately. 

1. Step 8: Finalize verification 

A representative may call you to collect documents for additional verification. If KYC is complete, your application will go through the final approval stage. 

1. Step 9: Know your credit card 

Once your application has been approved, the card will be issued and couriered to your registered address. Information around tracking, and how to activate your card will be shared. 

1. Step 10: Track your application 

You can check the status of your application by entering your application reference number using the ‘Track Application’ facility on the SBI Card website until the card has been delivered to you. 

You can also visit any SBI branch near you to apply for a credit card. If you want to apply for an SBI banking partner card, you will have to visit the partner branch to complete the application process.

How to Track SBI Credit Card Application Status

If you want to find out whether your application has been approved by the bank, you can use the Track Application feature on the BankBazaar website.

1. Step 1: Go to the BankBazaar website and find the SBI Credit Card section where the tracking service is available for applications. The tracking service is conveniently located on a webpage.  

1. Step 2: Find and select the Track Application option from the tracking service. The tracking service is meant to inform applicants of their application request without contacting customer support immediately. 

1. Step 3: Fill in the required fields including the application ID and mobile number used for the application process. The application ID and mobile number must be the same entered into the application since the information is used to identity verification and call up the application status. 

1. Step 4: Click on the Track Application button. The system will process the information and return the most current application status such as pending review, approval, dispatched or requiring additional information. 

1. Step 5: If you do not remember your application ID, BankBazaar has a retrieval service. You may enter your registered mobile or email to recover your application ID.  

Note: You may contact the BankBazaar customer support department. This service assures applicants access to their application status without the need for a reference ID. 

Through SBI online

Step 1: Log on to the SBI website. 

Step 2: You will find the 'Track My Application' link under the 'Apply' tab. 

Step 3: Enter your application or reference number to get the details. 

Step 4: You can also fill in your date of birth to track your application. 

SBI Credit Card Balance Transfer

Pay the balance on your other credit cards with your SBI card. You can transfer the outstanding amount on other cards to your SBI card at a low rate of interest. The SBI credit card balance transfer feature can help you save on the interest on multiple cards. SBI offers two balance transfer plans you can choose from:

1. 0% interest rate for 60 days. A processing fee of 2% or Rs.199, whichever is higher, is applicable.
2. 1.7% interest per month for 180 days. Processing fee is waived off.

How to Transfer Balance using SBI Credit Cards

1. Step 1: Verify eligibility. Check if you hold a primary SBI Card, have adequate available credit, and qualify for a Balance Transfer (BT). The usual minimum amount for the transfer is Rs.5,000; the maximum is generally 75% of your available credit limit (based on cardholder eligibility requirements). 

1. Step 2: Choose the amount and plan. Determine how much outstanding balance you want to transfer and whether you want to use the BT plan feature (short term as in the lowest interest options or BT on EMI). Check the interest rates, tenures, and processing fees applicable to you. 

1. Step 3: Choose the booking methods. Use one of the several official SBI Card booking methods: SBI Card website (login required), SBI Card mobile application, customer-care phone, SBI Card chatbot, and SMS received from SBI Card. 

1. Step 4: Maintain request for BT. In the Balance Transfer (or Lower Interest Options / Balance Transfer on EMI) section, maintain a new request. 

1. Step 5: Provide beneficiary card details. Enter the 16-digit card number of your other bank’s credit card (the credit card to which the amount will be credited). You can only use your own cards as beneficiary. 

1. Step 6: Input transfer amount and select tenure. Enter the amount to transfer (up to your eligibility limit) and then select the tenure/plan that is listed for your account; the screen will give you a monthly rate, processing fee and total repayment obligation. 

1. Step 7: Review charges and terms. Make sure to closely review and understand the interest rate, processing fee, any one-time charge and effective EMI or repayment schedule and confirm that you agree to the terms.  

1. Step 8: Submit a request. Complete the booking and submit; make sure to write down the acknowledgement/reference number that is displayed or you receive via SMS / E-mail.  

1. Step 9: Processing and applying the balances. SBI Card will process your request and send the transfer to the customers card account via NEFT; usually, the processing of the request is complete in about 3 to 4 business days (excluding bank holidays) - please monitor both cards to verify that credits have been applied to the beneficiary.  

1. Step 10: Make repayment based on the selection plan. The amount transferred will show on the SBI Card as a BT balance; you will want to make repayment based on the plan selected to avoid any additional interest or penalties. 

1. Step 11: Follow up if applicable. Contact customer care if the amount has not been credited within the time indicated; provide your reference number and you will receive a status update and resolution. 

SBI Balance Transfer on EMI

1. 0.83% interest rate for three months. A processing fee of 1% 0.75% onwards
2. 1.02% interest for six months days. A processing fee of 0.75% onwards

Encash Facility on SBI Credit Cards

The Encash feature on SBI cards allows you quick access to funds when you need it the most. It is a pre-approved facility that is offered to selected cardholders. Here are more details:   

1. You can apply for a loan amount that is within or over your existing credit limit.  

1. Repayment periods available are one year, two years, three years or four years with a one-time processing fee. 

1. If you are eligible, the amount will be transferred to your State Bank of India account within three to four working days.  

1. Transfer of funds will be done through National Electronic Fund Transfer (NEFT). 

1. A foreclosure fee of 3% will be charged on the outstanding principal amount. 

1. Encash attracts an interest rate as well as a processing fee. You can contact the bank for the applicable rate of interest.  

1. You have to pay a one-time processing fee of 2% of the amount or Rs.499, whichever is higher. The processing fee will not exceed Rs.3,000. 

SBI Credit Card Bill Payment Options

SBI offers various avenues to help you pay your SBI credit card bill on time. Based on your convenience, you can choose to pay your bill online or in person.

How to Contact SBI Customer Care

If you have any queries about your card, you can contact SBI credit card customer care for assistance. You can contact the bank through any one of the following ways.

1. E-mail
2. Missed call
3. Write to the bank
4. Twitter
5. Call customer care
6. IRCTC SBI credit card helpline
7. SMS
8. Fax

SBI Credit Card Rewards Program

Most SBI cards allow you to earn Shop-and-Smile Reward Points which have a validity of 2 years. Use your card to make purchases to earn points on each transaction. It is important to keep in mind the specific spend categories for which you can earn maximum Reward Points.

Once you have accumulated the points, you can redeem them for exclusive gifts, shopping vouchers, and more. Points redemption can be done on the SBI website or through the mobile app. Sign in with your login information and redeem your points for any of the products in the catalogue.

You can call the SBI card helpline 1860 180 1290 or 39 02 02 02 with your local STD code or write to them to redeem your points. Your gift will be delivered to the registered address.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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