How to Apply for SBI Debit/ATM Card Online in 2026?

1. Enjoy cashless shopping worldwide.

1. Earn 200 bonus points on making first three transactions through your debit card.

1. Cardholders can double their reward points on their birthday month.

1. Daily Withdrawal Limit: Rs.40,000

SBI Gold International Debit Card

Benefits of SBI Gold International Debit Card are as follows:

1. On first three transactions using this card, you earn 2000 bonus points.

1. This card can be used for doing international transactions.
2. Reward points that are earned in your birthday month are doubled.
3. This card can also be used for doing international transactions.
4. Domestic Withdrawal Limit : Rs.50,000
5. International Withdrawal Limit : Rs.50,000

SBI Platinum International Debit Card

Benefits of SBI Platinum International Debit Card are as follows:

1. It provides free life insurance coverage up to Rs 5 lakhs.

1. This card can be used across the world.
2. Earn 200 bonus points on making first three transactions through your debit card.
3. Reward points that are earned in your birthday month are doubled. 
4. Get complimentary airport lounge access.
5. Domestic Withdrawal Limit: Rs.1,00,000
6. International Withdrawal Limit: No limit as such

SBI Mumbai Metro Combo Card

Benefits of SBI Mumbai Metro Combo Card are as follows:

1. Can be used as an access card for travelling in Mumbai metro
2. Get frequent offers from Mumbai metro on this card

1. Earn 2,000 bonus points on doing first three transactions
2. Reward points can be doubled on the birthday points
3. Domestic Withdrawal Limit: Rs. 40,000

SBI My Card International Debit Card

Benefits of SBI My Card International debit card are as follows:

1. It comes with an EMV chip and
2. Allows you to enjoy the comfort of cashless shopping.

1. Images of card can be customized according to the choice of the customer.
2. It can be at six lakhs merchant outlets across India and more than 30 million across the world.
3. Domestic Withdrawal Limit: Rs.40,000
4. International Withdrawal Limit: Rs.75,000

SBI IOCL Co-branded Contactless Debit Card

Benefits of SBI IOCL Co-branded Contactless Debit Card are as follows:

1. It has an EMV chip for enhanced security.
2. It  allows customers to earn additional reward points at all IOCL retail outlets.

1. Earn six reward points on every Rs.200 spent on fueL at IOCL petrol pumps.
2. Earn two reward points on every Rs.200 spent at E-Com or POS terminal apart from IOCL.
3. Daily Withdrawal Limit: Rs.50,000 (International )and Rs.40,000 (Domestic)

State Bank of India Virtual Card

1. Daily Cash Limit at ATMs : Nil
2. Daily Purchase Limit e-Com: Rs. 50,000
3. Issuance Fee: Nil
4. Annual Maintenance: Nil
5. State Bank of India Virtual Card Offers two reward points for every Rs. 200 spent on Point of Sale/e-Commerce.

How to Apply for an SBI Debit Card?

To apply for an SBI debit/ATM card, you must follow the steps given below: 

Online Process 

1. Enter your login, password, and captcha code to access the SBI Net Banking portal 

1. From the main menu, select the e-Services tab 

1. Click Request ATM/Debit Card after selecting ATM Card Services 

1. Decide whether to use your profile password or a One-Time Password (OTP) for verification 

1. Click Submit after entering the OTP that was sent to your registered mobile number if you choose OTP 

1. Your bank accounts will be listed. Choose the account you wish to apply for a card 

1. Choose the card type and enter the necessary information, such as the name to be printed on the card 

1. Click Submit to finish the request after carefully reviewing all the information and accepting the terms and conditions 

1. You will be informed of the time frame for receiving your card once the request has been approved. 

Offline Process 

1. Go to the SBI bank branch that is nearest to you 

1. Request an application from any bank employee to obtain an ATM card 

1. Complete the form and send it in with the necessary documents, such as a PAN card and proof of address 

1. Your ATM/debit card will then be delivered to your address in a few days. 

How to Apply for SBI Debit Card via Customer Care

Customers can either directly visit to the nearest SBI branch and submit the debit card Application or contact to customer care to apply for an SBI Debit Card offline.

1. Request a new debit card by Calling to the SBI Customer Care Numbers at  1800 1234 (toll-free), 1800 11 2211 (toll-free), 1800 425 3800 (toll-free),1800 2100(toll-free) or 080-26599990

1. The customer can file a written request for a new debit card and email it to the SBI customer care email ID at customercare@sbi.co.in

How to Apply for SBI Debit Card through YONO App?

SBI provides another hassle-free method to apply for an SBI debit card online. For this, you need to install the YONO app on your smartphone. The steps to apply for an SBI debit card via the YONO app are as follows:

Step 1: Install the YONO app on your smartphone.

Step 2: Tap the ‘Service Request’ option.

Step 3: Choose the ‘ATM/Debit Card’ option and enter your profile password.

Step 5: Tap the ‘Submit’ option.

Step 6: Tap the 'Request New/Replacement' option.

Step 7: Choose the SBI account for which you wish to obtain a debit card.

Step 8: Enter all the requested information including your name, card type, and address.

Step 9: Check the box pertaining to terms and conditions and tap the ‘Next’ option.

Step 10: An OTP will be sent to the registered mobile number you provided.

Step 11: Tap on ‘Submit’ after entering the OTP.

A reference number will be sent to you within some days. This reference number can be used to track your debit card.

SBI Debit Card Fees and Charges

The fee and charges that are levied for different debit cards are mentioned in the table below:

Eligibility Criteria to Apply for SBI Debit Card

Customers of SBI can choose from a variety of debit/ATM cards. The following are the standard requirements that you must meet to be eligible for an SBI debit card:  

✔️You should have a savings or a current account with SBI.

✔️You must be between the ages of 21 and 60 years.

✔️Note that the type of debit card which is issued by the bank may vary based on various factors such as account type and minimum balance and the customer’s relationship with the bank.

How to Track SBI Debit Card Delivery Status Online

The following are the steps to track SBI Debit card delivery status online:

1. Find the consignment tracking page online by visiting-www.indiapost.gov.in
2. Enter the speed post consignment number
3. Enter the verification code
4. Click on the tab, ‘Track now’

The dispatch details and delivery status of the SBI ATM card will be displayed on the new page.

Note: Customer can also visit official site to check your application status at https://www.sbicard.com/en/corporate/track.page

How to Increase or Change SBI Debit Card Withdrawal Limit

SBI has made a number of updates to the services that customers can avail through the bank’s internet banking facilities. One of these services is changing the limits on his/her debit card. The following are the steps on how to change sbi transaction limits:

Step 1: Login to SBI’s internet banking website.

Step 2: Click on the ‘e-Services’ tab.

Step 3: Select the ‘ATM Card Services’ option from the list of services.

Step 4: Click on the option titled ‘ATM Card Limit/Channel/Usage Change’.

Step 5: Choose the card number and select ‘Change Daily Limit’ from the drop-down menu.

Step 6: The limit can be set for either ATM withdrawal or point of sale purchases.

Step 7: Click on the ‘Submit’ button.

Step 8: The change is made instantly once the details are submitted.

Also, know how to change SBI ATM PIN Online through SMS, Customer Care, & ATM.

Benefits of Holding a State Bank of India Debit Card

1. Customers of State Bank can simply access their banking accounts and conduct free transactions.
2. Customers can use their SBI debit cards at any SBI ATM to open term deposits, make payments, request credit instruments like credit cards.
3. Debit cards from State Bank of India offer higher levels of security for online transactions.

1. Shop at over 5 lakh merchant outlets in India with your SBI debit card.
2. Assured rewards from State Bank of India’s Debit Card Loyalty Program.
3. Use your SBI debit cards to book movie tickets and pay utility bills on a completely secure platform.
4. Complimentary insurance coverage for the debit card holder.
5. It offers complimentary airport lounge access on sbi international debit cards.

SBI Debit Card Customer Support: Toll-Free Numbers & Assistance

To lodge a complaint or solve any query regarding your SBI debit cards, you can contact the SBI customer care number mentioned below -